Make your money borderless. Receive and manage global payments in USD and EUR in your own name — no company required.
Getting paid should be quick and straightforward, wherever you’re based. Receive, hold and move funds through an account in your own name.
Get dedicated payment details in your name for multiple currencies. Clients can pay you directly, without complex references or additional instructions.
We choose the fastest suitable route for each payment, using local rails wherever available. Stablecoin deposits and withdrawals provide another near-instant way to move funds in and out.
Client funds are held separately from acepio’s operating funds, protected by secure systems and maintained in low-risk financial accounts denominated only in USD, EUR and GBP.
There is no prescribed order and nothing you have to do first. Once funds arrive, you decide what happens next: hold, convert, send or withdraw them at any time, in any order.
From companies, from freelance platforms, or in stablecoins.
Payment details you can paste anywhere
Keep it in dollars, euros or pounds for as long as you want to.
Secure, open-ended holding in stable currencies
Between the currencies you hold, whenever the rate suits you.
What you see is what you get
Into a local account, in local money, the same day.
Straight to the account you already use
Open your account, receive payments and hold funds without fixed fees. Your balance stays ready whenever you want to use it.
Your details go in the same box your client, your marketplace or your platform already asks for. Nobody has to change how they pay you.
Bring the work you already do. We’ll use your existing identity and business records to open the account — no local company, minimum balance or bank reference required.
Need anything else? Reach a real person by email or the messaging apps you already use. We go where you go.
Independent professionals and businesses receiving payments across borders.
The application is designed to be completed in one sitting. If we need anything else, we’ll tell you exactly what to provide.
By bank transfer, stablecoins, or acepio internal transfers.
Yes, USDC and USDT.
In segregated financial accounts, separate from acepio’s own funds. If the account closes, your remaining balance is returned to you.
Support is available every day by ticket, email and messaging apps. Our team comes from the industry, so the person helping you understands the systems behind your issue.
It takes about as long as reading this page, and costs about as much.
